Privacy & Terms
Effective from September 2025
Welcome to Sumo Credit. By using our website, services, or interacting with us, you agree to the following terms and practices regarding your use of our platform and the handling of your information.
1. Acceptance of Terms
By accessing or using Sumo Credit’s website or services, you agree to comply with this combined Privacy Policy and Terms of Service. If you do not agree, please do not use our services.
2. Use of Our Services
You agree to use our website and services responsibly and lawfully. You will not use our services for any illegal or unauthorised purpose, including fraud, misrepresentation, or violation of any applicable regulations.
3. Privacy & Information Collection
We value your privacy and handle your personal data in accordance with Singapore’s Personal Data Protection Act (PDPA). When you use our services, we may collect information that you provide directly, such as your name, contact details, and financial information, as well as information collected automatically, including your browsing activity on our website.
How We Use Your Information
- To provide and improve our services
- To communicate with you about updates, promotions, or inquiries
- To comply with legal obligations and prevent fraud
Sharing & Protection
We will not sell your personal information to third parties. We may share data with trusted service providers who assist in our operations. All information is handled securely, and we take reasonable measures to protect your data.
Data Retention
Once your data is no longer necessary for the purposes described, it will be securely destroyed or permanently anonymised.
4. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Sumo Credit or our licensors. You may not reproduce, distribute, or create derivative works without our express permission.
5. Limitation of Liability
To the extent permitted by law, Sumo Credit is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services. We strive to provide accurate information, but do not guarantee that the site is free from errors or omissions.
6. Links to Third-Party Websites
Our website may contain links to third-party websites. We do not control and are not responsible for their content or practices. We encourage you to review their privacy policies before providing any personal information.
7. Changes to This Statement
We may update this Privacy and Terms statement from time to time. Updates will be posted on our website with the revised effective date. Continued use of our services after changes indicates your acceptance of the updated terms.
8. Governing Law
These terms are governed by the laws of Singapore. Any disputes arising from the use of our services shall be resolved in the courts of Singapore.
9. Contact Us
If you have any questions, concerns, or requests regarding this combined Privacy Policy and Terms of Service, you can reach out to us at: https://sumo.com.sg/contact-us/.