Your Reliable Partner in Every Financial Moment
Our Commitment:
Fuelling Your Financial Journey
At our core, accessing reliable financial support should be easy, transparent, and respectful. This conviction is the heartbeat of everything we do.
We’ve spent years partnering with countless individuals and businesses, helping them navigate life’s unexpected turns with confidence. We offer straightforward, customised loan solutions, and we guarantee that every step is fully compliant and transparent. Our promise is simple: we are dedicated to helping you achieve your financial goals, and we are glad to be part of your journey toward financial freedom.
Ready to get started? Now you can access Sumo Credit’s financing solutions via our online loan application platform anytime, anywhere. Or, simply visit our office in Serangoon, located near the MRT station, for an in-person meeting.
Find the Right Fit: Our Range of Loan Solutions
Financial needs come in all shapes and sizes, and your loan solution should, too. We have a range of flexible options to support you, whatever your circumstances.
We understand that past financial difficulties don’t define your present need. If you have a less-than-perfect credit history, our Bad Credit Loan options provide a supportive pathway to access the funds you require, focusing on your current ability to repay rather than just your past repayment history.
Sometimes, you just need a small bridge to cover a gap until your next salary. A Payday Loan is a short-term, small-amount loan designed to tide you over between pay cheques. It’s a fast, efficient solution for immediate, minor financial needs.
Whether you’re consolidating debt, funding a major purchase, or managing an emergency expense, a Personal Loan offers flexible repayment terms and a lump sum of cash to meet your needs. It’s an all-purpose solution designed for financial flexibility.
When time is of the essence, an Instant Loan is the perfect solution. This option is characterised by a rapid application, verification, and disbursement process, ensuring you get the funds you need with minimal delay. It’s speed without the compromise on legality.
Looking to expand your operations, purchase new equipment, or boost working capital? Our Business Loans are ready to fuel the growth of Singaporean enterprises, big or small. We provide the financial backing you need to take your business to the next level.
Choose a Licensed Moneylender: The Security You Deserve
When you need to borrow money, your first and most important choice is who you should borrow from. Choosing a fully licensed moneylender in Singapore, registered with the Ministry of Law, is crucial to safeguard your financial well-being.
Fully Authorised and Regulated
We are officially licensed and strictly governed by the Ministry of Law’s Registry of Moneylenders. This guarantees every step of your loan process is legal and compliant.
Strict Fee and Interest Rate Caps
Your costs are legally capped and controlled. We can only charge a maximum of 4% monthly interest (excluding business loans), 10% administrative fees, and late fees of no more than S$60.
Respectful, Non-Intimidating Service
We are legally obligated to be respectful and courteous at all times. You will never face threats, abusive language, or intimidation tactics from our team.
Accessible Regardless of Credit Score
Unlike traditional banks, we welcome borrowers with less-than-perfect credit histories. We focus on your current repayment ability, not just your past credit records.
Easy Eligibility Criteria
Our criteria are straightforward. You can gain access to our financial solutions as long as you have a consistent stream of income.
Wide Range of Customisable Loans
Whether you need a personal loan, a payday loan, or a business loan, we offer an array of solutions tailored to your specific financial situation.
Flexible Loan Tenures and Repayment Options
We understand that every circumstance is unique. We offer flexible loan tenures of 3 to 12 months and different repayment schedules (monthly or bi-weekly) to align with your cash flow.
Your Dedicated Financial Partner
As your trusted financial partner, we are dedicated to offering professional guidance and support to help you achieve your financial goals. We adhere to a code of conduct that is compliant with Singapore’s regulations.
Seamless Application Process
Say goodbye to lengthy bureaucracy. Our loan process starts with a fast online application followed by a simple in-person verification to grant you quick access to funds.
Instant Loan Disbursement
As your trusted financial partner, we are dedicated to offering professional guidance and support to help you achieve your financial goals. We adhere to a code of conduct that is compliant with Singapore’s regulations.
Full Transparency and Clarity
We guarantee transparent communication with absolutely no hidden charges or ambiguity. We provide a detailed walkthrough of your contract and answer every question in a language you fully understand so that you’re empowered to make an informed decision.
Hear From Our Valued Customers
Ready to Find Your Financial Solution?
Don’t let financial uncertainty slow you down. Our friendly team is ready to process your application quickly and securely.
Your Next Step: Quick Links to Financial Freedom
We’re here to help you every step of the way. Here are the quickest ways to connect with us or begin your loan process.
Reach Us
Have questions about which loan is right for you, or need clarity on our terms? Contact our loan team directly via phone for a friendly, no-obligation consultation.
Locate Us
Need to come in for the required face-to-face verification? Find our office details, operating hours, and a map to easily locate our office.
Apply for a Loan
Ready to take the next step? Use our fast, secure online application form to get started. It takes just a few minutes to complete!