Sumo Credit’s Smart Loan Partner: ROSHI

Need a better way to borrow? Sumo Credit has partnered with ROSHI — one of the top-rated AI platforms for comparing loans in Singapore. This collaboration helps you get pre-approved in minutes, access personalised loan offers, and unlock rewards like 1% cashback and a $20 voucher just for applying through ROSHI.

Why Borrow Through ROSHI?

Easily find your best-fit loan, hassle-free.

1. Earn Cashback on Approval

Secure up to 1% cashback when your loan gets approved through ROSHI — a great start to your financing journey.

2. $20 Grocery Voucher for Your Feedback

Share your experience after receiving your loan and get a $20 voucher for your next grocery run.

3. Best Rate Guarantee

If you spot a better loan deal elsewhere, ROSHI guarantees to match or beat the rate.

4. 5-Minute Pre-Approvals

Speed matters — ROSHI gets you pre-approved for your ideal loan within minutes.

Loans That Work for You

Find your perfect loan match without breaking a sweat with ROSHI.

Personal Loans

Payday Loans

Bad Credit Loans

Emergency Loans

Renovation Loans

Home Loans

Refinance Home Loans

Personal Loan Calculator

Mortgage Calculator

How to Get Started With ROSHI

Step 1

Submit Your Details

Complete ROSHI’s short application form — it takes just 30 seconds.

Step 2

Upload Required Docs

Provide your 3 latest payslips, credit report (CBS or MLCB), and your NRIC/FIN.

Step 3

Review in Progress

A loan consultant will assess your submission and reach out if anything needs clarification.

Step 4

Receive Matched Offers

Once your submission is verified, ROSHI shows you tailored loan offers via a comparison dashboard.

Step 5

Book an Appointment

Pick your preferred loan option — ROSHI will handle the appointment setup.

Step 6

Final Confirmation & Fund Transfer

Receive your funds swiftly after you review and sign the loan contract.